The energy and effort that surrounds a startup means that there is a lot of attention to details but any incident or accident can prove perilous. Commercial insurance can mean the difference between recovery and failure should the unthinkable occur. Consider how commercial insurance policies are designed to protect the business financially. It’s a tool that covers everything from physical structures to the corporate fleet or even copyright infringement cases. That’s a lot in one tiny package. Our team at Richards Insurance Group can help you get your Lincoln, NE area business protected. They will get to know your business then make recommendations so you can quickly move forward.
For businesses, policies are designed to cover specific aspects of the operation. Property insurance was created to protect any buildings or structures that they own. It will also cover the company’s inventory and equipment. The policy will also provide a general liability product. This is important if a customer has an accident on the company property. Some companies will also want to consider additional liability coverage if they produce products or provide professional services. These protect if someone sues for a defective product or professional negligence. Workers compensation is in place to protect any worker who has a job-related accident. Many companies also look into policies that provide ‘business interruption’ coverage or ‘loss of income’. This is helpful if an event interrupts the normal conduct of business. It’s like a bridge to quickly recover from any event.
New companies need the protection that commercial insurance provides. Any time that an accident or disaster occurs, it is a threat to the continuation of the operation. The right insurance plans allow normal operation to resume more quickly. Our agents at Richards Insurance Group understand what businesses in the Lincoln, NE area face every day. To get started, get information from the website then visit our offices today. It’s never too soon to protect your growing business.