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Richards Insurance Agency

3100 O St Suite 3
Lincoln, NE 68510

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Boat/Watercraft Insurance in Nebraska

Whether it's fun times fishing with the guys or family outings on the weekends, boating is a pleasurable activity. While boat operators are not required to carry insurance on their boats or watercraft by the State of Nebraska, it’s still a good idea. Your boat is a significant investment that should be protected. Perils are present when you and your family head out onto the water but there is also the potential of accidents anytime the boat is towed. As there are many different sizes and types of boats and watercraft, there are also different policies to cover them. At Richards Insurance Agency, Nebraska, we work with boat owners to get them the right insurance for their needs. Sometimes it's possible to simply include them on your homeowner’s policy. In the Lincoln, NE area, we can get you the best coverage for your budget and lifestyle.

It may be tempting for forego insurance coverage for a boat that you only use a couple of times of year but realize repairs for damage are costly. Also, if the boat sinks or is damaged beyond repair, the cost to replace it will be significant. To financially protect you, a boat or watercraft insurance policy will not only cover damages, but it will also provide liability coverage in the event you are found liable for an accident or property damage. The coverage will also extend to events such as the boat being vandalized or stolen.

Protecting an investment you’ve made into a boat or watercraft is a smart move. A policy can protect you in so many ways. At the Richards Insurance Agency, we love the outdoors in Nebraska and understand the needs of boaters in the Lincoln, NE area. Visit the website for general information then call or come by. Our agents will talk with you about the size and type of your boat or watercraft and how you use it. The time to get protected is now. Call for a quote to get started!

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Servicing these States

  • Nebraska
  • Kansas
  • Iowa
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