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Richards Insurance Agency

3100 O St Suite 3
Lincoln, NE 68510

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Classic Car Insurance in Nebraska

Do you own a classic car? Did you know that you should insure the car under a classic car insurance policy, rather than a traditional auto insurance policy? Here at Richards Insurance Agency, located in Lincoln, NE, we have found that many classic car owners are unaware of this. We want you to understand what classic car insurance is and why you should consider it in Nebraska.

Why Regular Auto Insurance is Not Enough

If you are involved in a car accident, an auto insurance company is going to look at the Blue Book value of your car. In most cases, the value of an older car is going to be extremely low. They are not going to consider that you have reconstructed, painted or made alterations to the car, and it is now an amazing and beautiful classic car. This means, that in many cases, your classic car may be totaled for minor damage and/or you may see little money for repairs.

Why You Need Classic Car Insurance

Classic car insurance is designed to compensate you for the value of your car, based on what it would sell for as-is and the work you have put into the car. Classic car insurance knows that a classic car that has been restored is worth more than an old car that has not been restored. We take all of these factors into account when creating a classic car insurance policy. We look at the condition of the car, the type of work that has been done to it, including exterior bodywork and interior restoration work, and we even look at aftermarket parts. This helps to protect the financial investment you have put into your classic car.

Are you ready to get started buying a classic car insurance policy in Nebraska? Then contact us here at Richards Insurance Agency in Lincoln, NE. We can help you with all your auto insurance and classic car insurance needs. Call us now to learn how to get started.

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