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Richards Insurance Agency

3100 O St Suite 3
Lincoln, NE 68510

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Home Insurance in Nebraska

At Richards Insurance Agency, located in Lincoln, NE, we offer our clients a wide selection of insurance products, including auto, classic car, RV, life, commercial and home insurance. If you are in the market for a new home insurance policy in the state of Nebraska, we can help you. Read on to learn more about home insurance.

Why Home Insurance is a Must

Home insurance is a must for many reasons. First off, most lenders require you carry home insurance while you have a loan out on your home. Home insurance also protects the large investment that you have made in your home. A home is not inexpensive and buying a new home or making large repairs if your home burns down or a catastrophe happens can financially ruin you. Home insurance protects one of the largest investments and assets that you will have in your life.

Getting the Right Amount of Home Insurance Coverage

One of the most common mistakes that people make when selecting a home insurance policy is thinking that their policy should amount to the value of their home. You want to ensure that you have enough coverage to replace the items in your home and to rebuild your home. The cost to rebuild your home can vary from the value of your home. We will work with you to help you understand how much coverage you need and how we came up with that amount.

Richards Insurance Agency in Lincoln, NE can help you when you need a new home insurance policy for a property in Nebraska. We will take the time to answer any questions you have about home insurance, help you to understand home insurance terms you may not understand and help you find the home insurance policy that is the right fit for you. Get started by contacting us today.

Servicing these States

  • Nebraska
  • Kansas
  • Iowa
Our Partners
  • American Modern
  • Ameritas
  • Battle Creek
  • Berkshire Hathaway
  • Blue Cross
  • Dairyland
  • Encompass
  • Hagerty
  • Markel
  • Medova Lifestyle Health
  • National General
  • Nationwide
  • Progressive
  • Travelers
  • United Health Care